There are many different ways to pay for goods and services online and not all of them require you to have a debit or credit card, and most will save you having to repeatedly give your personal banking details, here’s how a few of the best known work.

Moneybookers

www.moneybookers.com
Moneybookers is a leading online payment system. It allows you to pay for goods services online without having to repeatedly give out your personal banking details to merchants. You can also send money to your friends and family via e-mail which is quicker and cheaper than traditional bank transfers and all moneybookers needs is the recipients  e-mail address.

Registering with Moneybookers is easy you give your email address, bank, credit card or payment details and Moneybookers will provide you with an ECash account. You don’t need to pre-fund this account before you spend on line as Moneybookers will automatically debit your chosen method of payment.

Depending on your country of residence you can choose from several payment methods such as direct debit, online banking, bank deposit and credit cards.

Moneybookers accepts USD, GBP and EUR. Unfortunately you can not register a Moneybookers account if you are a resident of the USA, Turkey, Israel, China, Malaysia, Afghanistan, Nigeria, Myanmar, Cuba, North Korea and Sudan.

Paysafecard

www.paysafecard.com
Paysafe is perfect for those who want to play and buy online but don’t have a credit card or bank account as a card can be bought off the high street with cash and then used online. The Paysafecard is a pre-paid card which can be purchased from thousands of outlets throughout Europe like petrol stations and post offices, that displays a paypoint sign, you can purchase a £10, £25, £50, £75 or ‚¬10, ‚¬25, ‚¬50, ‚¬100 and this amount can then be converted into whatever currency you are playing in online, like USD for example. If you want to buy larger denominations you simply buy multiple cards as you can usually combine up to 10 Paysafe cards when making a deposit or paying online.

You use your paysafe card online by entering the 16 character pin on the reverse of the Paysafecard, its quick and easy and you don’t divulge any personal details.

Neteller

www.neteller.com
Neteller offers an e-wallet for funds and a prepaid card (with chip and pin technology) that gives users the opportunity to access their ”˜e-wallet’ online and at millions of locations worldwide including point-of-sale tills and cash machines. A Neteller account offers free, secure and instant transfers to your favourite websites and is a popular deposit and withdrawal option for online casinos. You can also send money to friends and family around the world securely.

When you transfer funds from your Neteller e-wallet onto your prepaid card, you can immediately spend that money in over 210 countries worldwide. As you money is instantly converted into the local currency Netellers prepaid card is the fastest and most convenient purchasing or withdrawing option.

You only need to divulge your banking or card information once to set up your Neteller account with a credit or debit card, or you can use make a local bank deposit or bank transfer. Once you have funded your account you have instant access to your funds online or through your card, or you can generate a one-time use card for some on-line shopping.

Firepay

www.firepay.com
Firepay offers customers an online account that works like a debit card, funding for your account comes directly from your bank account, and then use your Firepay account to purchase goods and services online without having to repeatedly give out your personal banking/card details. You then transfer your money into your Firepay account to spend online.

Firepay offers instant deposits, you don’t have to wait for funds to clear and funds come directly from your bank account, so no credit card charges. It offers unlimited payments so you can receive payments for amounts greater than the initial deposit made with FirePay. It also offers detailed online statements of all your transactions, and offers 24/7 customer support for any problems.
There are no fees for signing up or using your account to pay any merchant who accepts FirePay, but you will be charged a small fee when you fund your FirePay account, this will be displayed clearly when you make the transaction.

Paypal

www.paypal.com
PayPal offers a web account for users to make payments and receive money online, you can also send money securely to anyone with an e-mail address. You can pre-fund your paypal account or use a credit/debit card or banking details which will automatically be used pay for goods and services or receive any funds.

Once you have signed up for a PayPal account, you can simply select it as your payment method, login to your account with your e-mail address and password and then confirm the payment. Paypal then makes the payment for you using your chosen payment method but without sharing your financial information with any third party.

If you receive a payment through PayPal, you will be notified by e-mail and then you can either use the balance to make payments, or withdraw the funds to your bank account/debit card.

Paypal accounts are free, and when you make a purchase it is the seller who is charged the fee, but fees are charged depending on how you are send money to friends or family; it is free if funded from your bank account or PayPal balance, but there is a charge if you use a credit or debit card.

Usemywallet.com

You can only sign up for a usemywallet account with an invitation from an online casino, so once you have opened an account at a casino that accepts usemywallett ask their customer services to send you a usemywallet invitation so you can complete the registration process. You will in actual fact have an account with Quick Tender but it is the usemywallet logo that you need to look for

A usemywallet account will enable you to make instant transfers with a merchant that accepts it. You can deposit funds into your account in the currency of your choice, using a credit card, western union, moneygram or international bank transfer. You can only withdraw funds with a wire transfer which takes from 3-5 working days.

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