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Mastercard Debit

Bingo players have the amazing opportunity to play their favourite bingo variants online. However, when trying to find a bingo site to join to enjoy those games, they are faced with challenges. They have to choose a reliable site that would provide them with as many choices as possible since the competition among these sites is huge. 

While searching for the best bingo site to join, players need to check for their licenses, networks, software and payment methods. These are all things that need to be taken into consideration if players want to experience a safe and regulated online gambling.

The payment methods choice is of particular importance because after all, players need to know their money is safe. One payment method that has been used in abundance, especially by UK players, is MasterCard debit card. Why do players choose MasterCard debit card to play online bingo with?

MasterCard Debit Card – Introduction

Regardless of whether you’re an experienced or a new bingo player, while searching for bingo websites to join, you must have seen MasterCard’s logo on the available methods list. That’s because this is a brand that has received worldwide recognition, due to all of the amazing things it can offer to users.

MasterCard…

…is one of the oldest financial brands that was established in the US, many, many years ago, in 1966. It started out as a membership organization, created by Wells Fargo Bank, The Bank of California, United California Bank and Crocker National Bank, but with over 25,000 other financial institutions owning shares of it. Back then, they were all authorized to issue the MasterCard credit cards, previously known as Master Charge cards. The credit card they were all allowed to issue was VISA credit card’s main competition.

Previously…

…the credit card product was only available in the US, but as it proved to be an excellent, secure banking solution, its qualities were soon recognized by other countries from all over the globe. In the meantime, somewhere around 1979, the company rolled out the MasterCard debit card product. Essentially, this was a card that functioned similarly to the credit card, with one major difference.

While with credit cards, users were able to spend more than they actually have on their accounts by signing an agreement with the card issuer, with the debit card, they are allowed to spend only as much as they have, and not a pound more. Therefore, with it, users do not have the option to use a line of credit, but can only rely on the money they have on their account.

With a rich history…

…of safe and secure money processing, the brand managed to expand all across the globe, in over 180 countries. Even though only 25,000 financial institutions were issuing MasterCard cards previously, now, literally all banks and other financial establishments issue it. You’ll rarely find if ever, a bank that does not issue MasterCard cards. And since it had expanded all across the globe, it had to rebrand to MasterCard Worldwide to stress the fact that it is a payment method that is available on a global level.

MasterCard debit card…

…is now a particularly popular payment solution in the UK. Since the credit card gambling ban came into effect in the UK, in April 2020, online casino and bingo players, as well as sports bettors, have started using debit cards instead. In fact, there was a research made on this topic in the UK, which showed that millennials or Generation X were the heaviest users of credit cards in the country, while those born between 1981 and 1996 preferred debit cards. But as of April 2020, all UK players, regardless of their age, have no other choice than to gamble using debit cards and other methods alternative to credit cards.

Getting Started with MasterCard Debit Card

The process of applying for the debit card…

…is similar to the one for the credit card. You need to go to a bank you already have an account with to apply for the debit card. If your bank does not issue MasterCard debit cards, which is virtually impossible, then you can always find another bank that does, open an account with it and then apply for the card.

You would need to fill out an application…

…where you’ll need to choose the type of card you’re applying for. Again, similarly to MasterCard credit card, you have several card options to apply for, depending on your preferences. Gold Debit, World Elite Debit, World Debit and Platinum Debit MasterCard are your options. Each of them is fitted for a different type of users, such as vacationers, travellers, businessmen and regular users.

After you choose the option that suits you, you would need to continue filling out the application with some personal details about yourself. Since your credit history won’t need checking, you can submit your application.

The bank will review your application…

…and in a week, or no later than two weeks, you will receive your debit card, either on your home address via mail or in the bank you applied for it in the first place. The card will be in an envelope containing a PIN code. You will need to use the PIN code when withdrawing money from an ATM, or when making land-based purchases and payments. Rarely, if ever, is the code needed for online payments.

Depositing and Withdrawing with MasterCard Debit Card

If you’ve used credit or prepaid cards to deposit at an online bingo site, you should know what to do when depositing with MasterCard debit card. First, of course, you would need to find an online bingo site that accepts it as a payment solution. Luckily for you, there are hundreds of sites that accept it, so you’ll have a wide choice of top bingo sites to choose from.

Once you choose the site to join…

…start the registration process. While at it, you will be asked to choose a default deposit method. From the list of accepted solutions in the Banking section, choose MasterCard debit card. If it’s your first time depositing with it, you will need to enter some basic information about yourself, and then all the details regarding the debit card. These include the card number, the 16-digit number that’s found on the front of the card, and the CCV2 code that’s found on the back. As mentioned, you may or may not need the PIN code, but just in case, have it near you.

Add all the necessary information…

…and then enter the amount of money you wish to deposit at the bingo site. Confirm the transaction, and the funds will be immediately transferred to your bingo account. They will be instantly available for you to purchase your bingo tickets and start playing your favourite 90-ball bingo games, 50p bingo or other bingo variants that are at your disposal.

To make a withdrawal with it…

…make sure you repeat the same procedure. Go to the bingo site’s Banking or Cashier section and choose the debit card as your withdrawal method. Enter the card details and the amount of money you wish to withdraw and send your request. Withdrawals will take a few days, as both the bingo site and the issuing bank would have to review and confirm the transaction.

FAQ

Does MasterCard debit card have its own Customer Support team?

Yes. If you go to MasterCard’s official website, you will see that you can contact their Customer Support team, even though they recommend you to first contact your bank. However, we would also recommend for some minor issues or questions about deposits or withdrawals, to contact the bingo site’s Customer Support agents. They should be able to help you out with general inquiries.

Do fees apply when withdrawing with the debit card?

This is something that depends on the online bingo site you’re playing at, and sometimes on the banks themselves. Before you choose it as your withdrawal method, make sure you check with the site whether fees apply and how big these fees are.

What is the major advantage of using MasterCard debit card across online bingo sites?

As mentioned, with the credit card gambling ban in the UK, UK players can enjoy playing online with the debit card without worrying and without needing to register a different alternative payment method for their deposits and withdrawals. Connected to their bank accounts, this debit card is the perfect solution for all UK players wanting to get started with online bingo right away, with the money they have on their bank account.

Can I transact with this debit card via my mobile devices?

Yes. Regardless of whether you own a smartphone or a tablet, regardless of whether it runs on Android or iOS, you can make deposits and withdrawals with the debit card. Just make sure that the online bingo site you’ve chosen is optimized for playing on the go, and you’ll be ready to play.

Is this debit card used by many online bingo players and available at top bingo sites?

Yes. MasterCard debit card is used by hundreds of online bingo players, and as such, it is available across many bingo sites who wish to cater to these bingo players. You will have no difficulties finding one that suits you and allows you to play with this debit card.